- Monday-Friday7:00 AM – 9:00 PM
- Saturday8:00 AM – 5:00 PM
- Sunday Closed
Financing for Good, Fair and Bad Credit
No matter your credit score, we can help you finance a new or used car at Galpin Subaru. We are here to help you find the perfect vehicle to meet your needs, even if you have bad credit. Our finance experts can help you take advantage of current specials and offers to save money on a new car.
Benefits of Leasing
Leasing a new vehicle may be a better choice for you. The experts at the Galpin Subaru finance department can help you decide if leasing a vehicle is the right choice for your needs. Benefits include flexible terms, lower payments and the ability to change your vehicle more often.
Start Rebuilding Your Credit
Galpin Subaru wants to help you start rebuilding your credit by financing or leasing a new or used vehicle. Financing a vehicle can help you build equity, and making payments on time can help to rebuild your credit and improve your credit score.
Q: What are the benefits of financing a vehicle versus leasing a vehicle?
A: Depending on your needs, financing a vehicle may be the best option for you. Financing is great if you plan on driving more than 12-15,000 miles per year or want to keep your car for more than a few years.
Q: If I finance a vehicle, can I pay it off early?
A: You will want to check your finance terms and conditions if there are any prepayment penalties, but you can typically pay off your car loan early if you want.
Q: Do I have to use the dealer’s financing or can I use my credit union or bank?
A: You can use financing offered by your credit union or bank, but often Galpin Subaru may offer lower rates or better terms for a new car loan.
Q: How many months is a typical car loan?
A: Financing a vehicle at Galpin Subaru gives you flexible term lengths. Most customers choose to finance their vehicle over 48 to 72 months for lower monthly payments.